William Torino is a tenured 20 year experienced mortgage loan banker licensed in NJ, NY and FL, specializing in First time home buyers, as well as experienced home buyers and Real Estate investors specializing in Purchases, Refinancing, Conventional Fannie Mae and Freddie Mac, FHA, USDA, VA, Conforming, Non-Conforming, and Jumbo loans. As he specializes in Refinancing he also concentrates his services to include Estate Settlement, Home Affordable Refinance Program (HARP) and quick turn-around on Pre-Approval letters.
As a mortgage loan banker he services all of Northern New Jersey including Bergen, Hudson, Essex, Morris and Passaic counties. And provides mortgage loans in all Southern New York counties including Orange, Rockland, Westchester, Dutchess and Putnam counties focused on Single / One Family, multi-family / 2-4 family homes Owner Occupied primary residences, Non-Owner occupied investment properties as well as second/vacation homes.
William Torino, Mortgage Branch Manager, works closely with Real Estate agents and understands the pressures his clients undergo and takes pride in providing each with the attention, care and patience needed to assist and comfort his clients through the process by working with each client individually to identify the best program and rate based on their needs. He keeps in close contact with each of his clients and their Realtors making your Real Estate Mortgage transaction feel flawless.
Williams’s main office is centrally located in Mahwah New Jersey which makes visiting his office quick and easy. William is family oriented and on his free time enjoys coaching his sons little league football and baseball teams and restoring classic cars.